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Housing Summits
Since 2023, NMCOG has facilitated annual convenings of elected and appointed officials, housing professionals from finance to construction, municipal and nonprofit staff, and community members to discuss housing issues. This page serves as an archive of what was presented and what was discussed.
2025: Homelessness to Hopefulness
In December of 2025, NMCOG hosted the 2025 Greater Lowell Annual Housing Summit: Homelessness to Hopefulness. The event focused on how we can work together to increase affordable housing and eliminate housing instability and homelessness. More than 90 individuals, including elected and appointed officials, municipal and nonprofit staff, businesses along the housing continuum, and community members attended the event in person, and over 300 viewers participated virtually.
View the meeting recording on YouTube.
View the meeting notes and report (PDF, 7 pages).
If you participated in the event either in-person or virtually and have feedback you would like to share, we invite you to please complete our 2025 Housing Summit Exit Survey
Opening Presentation
The Summit opened with a presentation from NMCOG's Executive Director, Jennifer Raitt and Director of Housing and Economic Development Chris Hayes and discussed the current state of homeless and housing instability in Greater Lowell. The opening remarks also detailed the collaborative work that has been done leading up to the completion of At Home in Greater Lowell Part 1: Data and Strategies (PDF), and highlighted the strategies developed within the plan that are specific to ending homelessness and addressing housing instability across Greater Lowell. These strategies represent a call to action. The 2025 Housing Summit kicks off At Home in Greater Lowell Part 2: Implementation.
Download the 2025 Housing Summit Opening Presentation (PDF)
Keynote Panel
The keynote panel, Homelessness to Hopefulness, focused on holistic solutions that cut across geographies, housing types, household types, and sectors. Our panelists represented unique perspectives on how their agencies are addressing regionwide structures and systems that lead to homelessness and housing instability.
- Rachel Heller, CEO, Citizens’ Housing and Planning Association (CHAPA)
- Julie Lemire, Executive Director, House of Hope
- Marty Martinez, President & CEO, United Way of Massachusetts Bay
- Greg Rittchen, Head of Real Estate & Chief Financial Officer, Caritas Communities
Breakout Discussion
Following the keynote panel, small groups broke out into table talk discussions to continue the conversation of themes discussed by the panelists. The discussions built on the region's commitment to address homelessness and housing instability. Participants identified and discussed ideas on how their community, agency, or individual efforts can contribute to implementing At Home in Greater Lowell strategies
The Storytelling Program
The summit ended with a presentation from Health Resources in Action, a consulting agency working with NMCOG to develop the Greater Lowell Storytelling Project. This project is one of the key initiatives being implemented to move forward Part 2 of At Home in Greater Lowell.
Download the 2025 Housing Summit Storytelling Presentation (PDF)
2024: Ideas to Action
During the evening of November 7, 2024, Ideas to Action brought together nearly ninety representatives of the housing continuum from finance and development, to elected officials and policy makers, to service providers.
Download the draft strategies discussed at Ideas to Action (PDF).
Download the general presentation (PDF).
Opening Presentations
The event included a keynote address, two presentations, and Q&A.
- Keynote Address
Ed Augustus, Secretary of the Massachusetts Executive Office of Housing and Livable Communities - Municipal Financial Impacts
Doug Howgate, President of Massachusetts Taxpayers Foundation - Effective Communication and Engagement
Whitney Demetrius, Director of Fair Housing and Municipal Engagement and Sadé Ratliff, MEI and Fair Housing Associate of Citizens Housing and Planning Association (CHAPA) - Audience Questions and Answers
Whitney Demetrius, Doug Howgate and Sadé Ratliff, panelists, and Jenny Raitt, Moderator
Breakout Discussions
The summit ended with the results of the year-long process to create a housing strategy for the Greater Lowell region, including breakout groups in which participants discussed the strategies and collaboration across the region on implementation. High-level takeaways included:
- The possibility of considering modular housing and innovative financing mechanisms for affordable housing in the strategies;
- The critical need for public outreach and education to break down misconceptions and build consensus toward solutions; and
- The need for additional resources for organizations serving the most vulnerable populations, including housing-insecure and unhoused populations.
Many participants re-emphasized the need for progress on all six goals to move forward in unison - all are necessary to tackle the housing challenges the region faces. That said, the most important feedback was the need to begin implementation! The challenge is great, and the need to act is urgent.
See an executive summary (PDF) of notes for each group, along with the verbatim transcript of notes taken on tearpads in the groups.
2023: Regional Meeting on Homelessness
The Greater Lowell Regional Meeting on Homelessness was held on Thursday, August 3 from 9am to 12pm at University of Massachusetts Lowell’s South Campus, hosted by the City of Lowell and the Northern Middlesex Council of Governments (NMCOG). The meeting was advertised through a mailing list of more than 120 partner agency members and elected and appointed officials from Billerica, Chelmsford, Dracut, Dunstable, Lowell, Pepperell, Tewksbury, Tyngsborough, and Westford. Over 100 individuals attended.
In addition to the executive summary below, NMCOG prepared a Meeting Summary Document (PDF) available for download with more detail about the presentations, discussions, and next steps. You may also download slides or view the recording at the links below.
Download the presentation slides (PDF)
Opening Presentation
To open the event, professionals working in service provision and local and regional government shared data, narratives, and recommendations regarding homelessness in the Greater Lowell region:
- Renata Rourke, Director of Individual Homeless Services, Community Teamwork (CTI)
- Isaiah Stephens, Managing Director, Lowell Transitional Living Center (LTLC)
- Carl Howell, Chief Program Officer, Community Teamwork (CTI)
- Susan Gentili, President & Chief Executive Officer at South Middlesex Opportunities Council (SMOC)
- Camilo Espitia, Deputy Director, Department of Planning and Development, City of Lowell
- Jennifer Raitt, Executive Director, NMCOG
Key takeaways included:
- Low income and a lack of affordable rental units are causing working families to become homeless.
- Individual and youth homelessness has risen across the region.
- Speakers identified three key needs:
- Money: speakers asked municipalities to create a fund distinct from existing municipal funds that will allow for rapid dispersal of funds for housing, possibly through the development of Affordable Housing Trusts.
- Policy change: municipalities should implement inclusionary zoning policies to support regional housing goals that will benefit those most vulnerable, and incentivize developers in the creation of both deeply affordable units and market rate units.
- Commitment: municipal administrations were asked to renew their focus on housing creation and develop a clear and vocal commitment to housing creation across the region.
Small Group Discussion
After presentations, participants worked in facilitated small groups to discuss questions they had about the region’s homelessness and housing instability issues, commitments they each could make to working independently and collaboratively to address these issues, local policies in place to address the issues, available and needed resources, and who else should be in the room at future meetings to make progress in addressing these issues.
- Need for less talk and commitment to ineffectual processes, more action
- Need to improve policies across the region
- Need to have state and federal government representatives, as well as other local elected leaders involved in meetings going forward.
- Need to address workforce challenges.
- Gathering together has benefits
Next Steps
As stated in the meeting, the Regional Meeting on Homelessness was an early step in addressing regional housing issues, specifically with regard to homelessness and housing instability. Participants, facilitators, and speakers identified a set of next steps to be taken to continue the conversation and move into action. These steps are not comprehensive in addressing the region’s housing affordability and homelessness crisis – they are preliminary recommendations that were identified as a means to move forward and take action. They can (and should) be expanded in the near future.
- State-level involvement
- Broaden the tent
- Create subgroups to focus on specific issues
- Develop a toolkit of materials
Many of these next step ideas were integrated into the At Home in Greater Lowell planning process to create a regional housing strategy.